Casas en Venta MN Javier Mancia · eXp Realty
FAQ

Frequently asked questions.

These are the questions I hear most. If yours isn't here, call me.

Can I buy a home with an ITIN?

Yes. Some lenders offer ITIN loans. They usually ask for a bigger down payment and proof of income and taxes. I connect you with lenders who already work with ITIN buyers.

How much do I need for a down payment?

It depends on the loan. Some start at 3% or 3.5% of the price. Minnesota Housing and some cities and counties also have down payment assistance for buyers who qualify. We check together whether you do.

Does my credit have to be perfect?

No. Every loan has different requirements. If your credit needs work, a lender reviews your case and tells you what to improve and how soon you could buy.

How much do you charge to help me buy?

Before we start, we sign a written agreement that explains how I get paid. Often the seller covers that commission, but not always. I walk you through it before you sign anything.

Do you help with rentals too?

Yes. Tell me your budget, area, and move-in date. I find options, we tour them together, and I help with the application.

What is my home worth?

I work it out from recent sales of similar homes near yours. Send your address through the sell form and I will call you with the number.

Which areas do you cover?

The whole Twin Cities metro: Minneapolis, St. Paul, and the suburbs, plus 50 miles around.

What documents will I sign?

The offer, the purchase agreement, loan documents, and closing documents. I explain each one first, so you know exactly what you are signing.

Got a question? Just ask.

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