Your first home, step by step.
Buying a home means a lot of steps and a lot of paperwork. I guide you through every step, from the first call to the day you get your keys.
Six steps to your keys
We talk
One call to understand your situation, your budget, and where you want to live. No commitment.
Pre-approval
I connect you with lenders, including ones who work with ITIN buyers, to see how much they will lend.
Down payment help
We check whether you qualify for Minnesota Housing or city and county programs.
Search and tour
I send you homes that match what you want and we go see them together.
Offer
I prepare the offer, negotiate for you, and explain every term before you sign.
Inspection and closing
We review the inspection, coordinate with the lender and title company, and you get your keys.
Are you ready to buy a home?
Answer 4 questions and I'll tell you where to start.
Your plan to get started
This is general guidance. Every lender reviews your case.
Yes, you can buy with an ITIN.
Many families think they can't buy without a Social Security number. Some lenders offer ITIN loans. They usually ask for a bigger down payment and proof of income and taxes. I tell you what to prepare and introduce you to lenders who already make these loans.
- A current ITIN
- Tax returns from recent years
- Proof of income
- Payment history, like rent or utilities
Every lender sets its own requirements. This list is a general idea.
Run your numbers
Estimated monthly payment
$0
- Principal and interest
- $0
- Taxes
- $0
- Insurance
- $0
- Loan amount
- $0
This is only an estimate. It does not include mortgage insurance (PMI) or HOA dues. Your real rate depends on your credit and the lender.
Tell me what home you want
I will send you homes that fit what you need and call you to talk about the next step.
Not ready yet? Read the free guide firstGot a question? Just ask.
Call or message me on WhatsApp.